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Crestmark's Asset-Based Lending Services

Asset-based lending (ABL) is a great solution for businesses that have needs that are outside the realm of what traditional banks can offer. Whether it’s greater leverage, softer covenants, or more flexibility, asset based structures can be customized to meet the needs of each individual company. Asset based lending provides a line of credit based on your company’s eligible:

  • Accounts receivable
  • Inventory
  • Machinery and equipment

Asset-based lending offers more flexibility than other methods of financing, and is a fast and cost-effective way to obtain working capital. Unlike certain types of structured financial products, with an asset-based lending relationship, you do not have to give up equity in your company. ABL gives your company the flexibility it needs to grow, recapitalize, take advantage of supplier discounts, buyout shareholders, or even to fund payroll. It can increase or decrease based on your current business size and needs, and you’ll have daily and weekly access to your line of credit when you request it.

Is Asset-Based Lending The Right Solution For Your Business?

We understand that your business is unique with working capital needs all its own. We will work with you to help determine the best solution to meet your unique situation and particular goals. Our staff of financing specialists have experience assisting companies in a range of different industries, and we will leverage that knowledge to create a custom solution for you.

Asset-Based Lending Highlights

Primary Transaction Size$500,000 to $7.5 Million
Business Credit TypeLine of Credit
Advance FormulaUp to 90% of eligible Accounts Receivable
Up to 50% of eligible Inventory
Advance FrequencyWeekly (or as often as daily)
ServicesCredit reviews for new and existing account debtors
Collection services (in some cases)
Customized management reports
BenefitsReceivables support allows you to focus on your core business
Crestmark’s Asset Based Lending BenefitsCompetitive pricing
Flexible structuring
Fast response time:
Proposal turnaround within two days
Closing times are the fastest in the industry