Senior Vice President<br />
Chief Risk Officer

Phillip J. Yanick
Senior Vice President
Chief Risk Officer

Phillip Yanick joined Crestmark in early 2013 as senior vice president, chief risk officer (CRO) to manage the Risk Management Department. In this role, Phil provides guidance in all areas of risk, including those related to strategy, operations, and business opportunities. Risk Management is functionally responsible for all internal audit operations, independent loan and lease review, risk assessment and governance processes, bank regulatory compliance, and participation in certain BSA processes. For more than 32 years, Phil worked at the Federal Deposit Insurance Corporation (FDIC) in the Chicago Region in all bank examination functions. Phil has a Bachelor of Science in finance from Wayne State University, and he completed the Graduate School of Banking – Prochnow – University of Wisconsin program. He is a Certified Information Systems Auditor (CISA).

“I have always respected the management, business model and culture at Crestmark. We provide credit to customers overlooked by traditional community banks in a non-traditional way. We help our customers, their communities and the economy grow. I am glad to be part of the Crestmark team.”

Phil, and his wife, Ann, have been married for more than 30 years, and are Troy residents. They have two adult sons and one adult daughter. After spending many years shuttling their kids to baseball, basketball, football, soccer, hockey, volleyball and ballet, the two-career couple is now refining the transition to the status of empty nesters. The immediate goal: mastering the art of walking their dogs in their neighborhood.

Phillip Yanick may be contacted at 248.267.5911 or