Category: Business

Crestmark: Champions of Business Featured in Bloomberg Businessweek

Crestmark was recently recognized in Bloomberg for providing capital and financing solutions to businesses across the country as a non-traditional lender. The featured article outlines Crestmark’s unique efforts in adding value to small-and medium-sized businesses through innovative financial solutions to niche markets. The article discusses how Crestmark’s diverse team has helped to expand and reach… Read more »

Using Stock Options to Build Your Team

As the economy continues to strengthen in 2015, demand for skilled employees continues to grow as well. Companies who are looking to hire top talent have to find creative ways to land (and retain) workers. This is especially true for young companies who are competing against larger, more established businesses who have deeper pockets to… Read more »

Crestmark Funding Solution Featured in ABF Journal

Steve Tomasello, Executive Vice President and East Division President at Crestmark, has written an article recently featured on ABF Journal. Steve has over 25 years of commercial finance experience and has been working at Crestmark since 2009. As an alternative lender Crestmark is often asked by traditional lenders, turnaround professionals and consultants to develop specialized… Read more »

The Five Cs of Credit

When the time comes to meet with a bank to consider whether or not you are eligible for a loan, there are five key factors that the bank will take into account in the process. These key factors are known as the 5 Cs of Credit and include Capital, Condition, Capacity, Collateral, and Character.  Each… Read more »

Borrowing Money vs. Equity

With the rise of popular television shows such as “Shark Tank” and “The Profit,” many new business owners are attracted to the idea of exchanging equity in their businesses in order to raise capital. This funding option is now commonplace – at least on TV – so it’s often a first thought in an entrepreneur’s… Read more »

Tips on The Lending Process for Female-Owned Businesses

If you’re a woman in the process of starting a new business, you’re in good company. The number of businesses owned by women in the U.S. is growing. In 2014, there were over nine million women-owned businesses, employing over seven million people and generating over 1.4 trillion dollars. For inspiration, check out this list of… Read more »

The Benefits and Challenges of International Expansion

Many successful businesses in the U.S. turn their eyes overseas for new markets in which to grow their company, their client base and their finances. Some companies even take advantage of so-called “tax inversion” loopholes by merging with other companies and then moving their headquarters outside the U.S. in order to reduce their taxes. Regardless… Read more »

How Much Is Enough to Borrow for Your Business?

When you’re struggling with meeting the financial demands of your business, you may need access to capital. Whether you’re a newer business or you’ve been established for quite some time, a shortage in cash flow can hinder your operations. It’s important to decide exactly how much you need to borrow when you’re worried about making… Read more »

2014 IPO Update: A Look at the Debutantes

Believe it or not, 2014 is already more than half over. It started out with a bang when sixteen companies had their financial coming out parties in January, and it’s been a busy year ever since. There are 135 initial public offerings (IPOs) on the books so far for 2014. The step from being a… Read more »

The Shifting Role of E-Commerce in the U.S. Economy

The Internet’s impact on the U.S. economy is always growing. The share of online sales is slowly creeping up as the share of brick-and-mortar retailers continues to decline year over year. E-tailers See Growth A recent study by the Centre for Retail Research estimates that the online retail share of sales in the U.S. is… Read more »